This book is written as a guide and is intended to equip the reader with some basic information concerning financial preparation. There are many questions to be asked and answered. It is a right of every American to lower their tax burden as much as legally possible and to pass on to their family, church or charity as much as they see fit. The goal therefore is not how much we make but how much we keep. I have seen some bad advice and I have seen some good, more bad than good which is the reaso